Last Updated: June 6, 2025
Website: bizpremi.com
Owner: Adegbola Valentine
Who We Are
BizPremi is a business and finance publication owned and operated by Adegbola Valentine. Our website address is . We publish articles, guides, and resources covering business, finance, loans, insurance, and investment topics for readers primarily in Nigeria and the United States.
If you have any questions about this policy, you can reach us through our Contact page at.
What Information We Collect and Why
When You Visit the Site
When you browse BizPremi, our web server automatically records basic technical information including your IP address, browser type, the pages you visit, how long you spend on each page, and what device you are using. We use this data only to understand how our site is being used so we can improve it. We do not sell this information or use it to personally identify you.
When You Leave a Comment
If you leave a comment on an article, we collect your name, email address, and the content of your comment. We also record your IP address and browser information at the time of submission. This is used to detect and prevent spam.
Your name and comment will be displayed publicly on the site. Your email address will never be made public. We may use it to notify you if someone replies to your comment, but we will not add you to any mailing list or contact you for marketing purposes.
Comments and associated data are retained indefinitely unless you request deletion.
When You Create an Account
If you register for an account on BizPremi, we collect your username, email address, and password (stored in encrypted form). We use this information to manage your account and allow you to log in. We do not share your account details with third parties.
You can request to view, export, or permanently delete your account data at any time by contacting us.
Cookies
BizPremi uses cookies. A cookie is a small text file stored on your device when you visit a website. Here is exactly what we use cookies for:
Essential Cookies
If you log into your account, we set a login cookie so you stay signed in during your session. This expires when you close your browser. If you check “Remember Me” during login, your login persists for two weeks.
Comment Cookies
If you leave a comment, we store your name and email in cookies for one year so you do not have to fill them in again next time.
Advertising Cookies (Google AdSense)
BizPremi uses Google AdSense to display advertisements. Google uses cookies to serve ads based on your prior visits to our site and other websites across the internet. These cookies are set by Google, not by us directly. Google’s use of advertising cookies enables it and its partners to show you ads based on your browsing history.
You can opt out of personalised advertising by visiting . You can also opt out through the .
If you prefer not to receive personalised ads, you can also use your browser settings to block or delete cookies entirely, though this may affect how our site functions.
Google AdSense and Third-Party Advertising
We participate in Google AdSense, an advertising programme run by Google LLC. Google may use your data across its products and partner networks to serve you relevant advertisements when you visit BizPremi or other websites.
Google’s privacy policy explains how they collect and use data:
As a publisher using AdSense, we are required to inform you that:
- Google may use cookies, web beacons, and similar technologies on our site.
- You have the right to opt out of interest-based advertising as described above.
- We do not have direct access to the personal data Google collects for advertising purposes.
Embedded Content From Other Websites
Some articles on BizPremi may include embedded content such as videos, images, or social media posts from platforms like YouTube, Twitter, or Facebook. Embedded content from other websites behaves in exactly the same way as if you had visited those websites directly. Those third-party sites may collect data about you, use cookies, and track your interaction with the embedded content. We recommend reviewing the privacy policies of those platforms independently.
How Long We Keep Your Data
- Comments and associated data: kept indefinitely unless you request deletion.
- Account information: kept for as long as your account remains active.
- Server logs: typically retained for 30 days, then deleted automatically.
Your Rights Over Your Data
Regardless of where you are located, you have the right to:
- Request a copy of the personal data we hold about you.
- Request correction of any inaccurate information.
- Request deletion of your personal data from our records.
- Withdraw consent for any data processing you previously agreed to.
To exercise any of these rights, contact us through . We will respond within 30 days.
For US readers (California residents): Under the California Consumer Privacy Act (CCPA), you have the right to know what personal data we collect, the right to request deletion, and the right to opt out of the sale of your data. We do not sell your personal data to any third party.
For readers in the EU/EEA: If you are accessing BizPremi from the European Union or European Economic Area, your rights are protected under the General Data Protection Regulation (GDPR). Our legal basis for processing your data is legitimate interest (site analytics, spam prevention) and, where applicable, your explicit consent (account creation, commenting).
Who We Share Your Data With
We do not sell, trade, or rent your personal data to any third party.
Data may be shared only in the following limited circumstances:
- Google AdSense: for serving advertisements as described above.
- Our hosting provider: your data passes through the servers of our web host, who processes it only to deliver our website to you.
- Law enforcement: if required by law or a valid legal order, we may disclose information to the appropriate authorities.
Children’s Privacy
BizPremi is intended for adults. Our content covers business and financial topics that are not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has submitted data to our site, please contact us and we will delete it promptly.
Links to Other Websites
Our articles may contain links to external websites. Once you leave BizPremi, this privacy policy no longer applies. We are not responsible for the privacy practices of any third-party site and encourage you to read their privacy policies before submitting any personal information.
Changes to This Policy
We may update this privacy policy from time to time as our site grows or as regulations change. When we do, we will update the “Last Updated” date at the top of this page. We encourage you to review this page periodically. Continued use of BizPremi after any changes means you accept the updated policy.
Contact Us
If you have any questions, concerns, or requests related to this privacy policy or your personal data, please reach out to us:
Website:
Contact Form:
Phone/WhatsApp:
Owner: Adegbola Valentine
